Driver's Way offers competitive on-site financing options through numerous independent banks and credit unions.
With one fast, free credit application, the Driver's Way Finance Team will search a broad array of lenders to find the best loan for you. There is no obligation and, usually, we have an answer for you the same day. In some cases, a vehicle loan rate for you in just 15 minutes. Here at Driver's Way, we are committed a customer-focused solution to fit your lifestyle whether it is competitive financing, or the peace of mind offered by one of our vehicle protection programs. We have multiple locations to help you get credit. Click on this link to apply for credit Online Credit Application.
Once an appropriate loan is found, the Driver's Way Finance Team will give you the rate, including an overview of your payment plan. Our friendly associates will gladly demonstrate how changing your down payment, the length of the loan, and adding protective services such as Gap Insurance or an Extended Service Plan will impact your monthly payment.
If your vehicle suffers a total loss due to theft or serious accident, Gap insurance (asset protection) will pay the difference between the balance owed on your vehicle and the book value of your vehicle as determined by your insurance company, up to $50,000. It will also cover your insurance deductible of up to $1,000. This protection is crucial, especially if you roll in negative equity, put little or no money down, or finance for an extended term.
According to the Insurance Information Institute, a vehicle is stolen every 25 SECONDS in the United States. To make matters worse, vehicle theft is more prevalent in the South than in any other country! Protect yourself – – you can cancel this coverage at any time.
Click here for more Information on Gap Insurance
Extended Service Plans
All Driver's Way Certified Vehicles come with Peace–of–Mind Protection, which consists of a 3-day return policy, a 30-day exchange policy, and a 3-month/3,000-mile limited warranty.
For those customers who wish to further protect their investment, Driver's Way also offers Extended Service Plans. These plans grant you cost-free repairs (after deductible, on covered items) completed at Driver's Way, local dealers, or your favorite mechanic, as long as the repair facility guarantees the parts and labor for 6 months or 6,000 miles. Each Extended Service Plan also comes with free roadside assistance.
If you later decide to trade in your vehicle, you may cancel the warranty at any time for a pro-rated refund. If you decide to sell the vehicle, you are free to transfer the plan to the new owner.
Driver's Way proudly offers a variety of plans to suit your driving needs! Please ask a Driver's Way sales associate for full details.
Click here for more Information on Extended Service Plans
With our online credit application, you are free to apply for a loan prior to visiting our store. Please submit your application via our Web site, call us on the phone, or fax the information directly to our Finance Department at (205) 982-1912 in Birmingham, Alabama.
Click here for Our Online Credit Application.